This insurance combines coverage for your personal property with personal liability insurance, in the event that someone is injured on your property or you damage your neighbor’s property. Give yourself the peace of mind that your expensive electronics are safe at home.

We insure a variety of home types. From mobile to manufactured, to multi-sectional to modular, and more, we can make sure that your home is protected.

We’ll insure your tenant-occupied dwelling, other structures, and furnishings. Additionally, we offer a landlord package that includes coverage for personal property, loss of rents, and landlord liability.

Are you protected if someone is injured on your property, for example, by a dog bite that could necessitate reconstructive surgery? Personal Liability provides protection in such an instance. It also extends financial protection to you should you cause an accident to or on someone else’s property.

A Personal Umbrella Policy serves to shelter you from exceeding the limits in your coverage.

Flood insurance is a good buy, even in low or moderate risk areas, as nearly 25 percent of all flood insurance claims come from low-to-moderate-risk areas.

On average 25% of drivers have no insurance and another 30% do not have enough insurance. Uninsured/Underinsured Motorist coverage provides liability coverage if an uninsured/underinsured motorist is at fault.

Under this insurance medical bills and funeral expenses are covered should you, or a passenger, be injured or killed in a vehicle accident. This coverage extends to you or a family member when riding as a passenger in someone else’s vehicle or when struck by a vehicle as a bicyclist or a pedestrian.

While Collision Coverage is for accidents on the road, Comprehensive Auto insurance is for everything else that could damage your vehicle: fire, theft, floods, collision with an animal or bird, storms, and earthquakes.

Whether it’s icy roadways, a blind spot, or an uncontrolled intersection, Collision Coverage pays any amount more than your deductible to restore the damage done to your vehicle in the event of an accident.

Enjoy convenient mobile response at your home, school, or wherever you are with 24/7 scheduling and a national lifetime warranty for as long as you own or lease a vehicle.A Personal Umbrella Policy serves to shelter you from exceeding the limits of your coverage.

24/7 tow, lockout, jump start, flat tire changes, fuel delivery, and roadside winching for snow, mud, and ice.

Reimburses you for the a per day policy amount to assist with expenses incurred due to an accident.

When you’re out on the water, it should be smooth sailing, but when the waves get a little bit rough, it’s good to know that your boat is covered. Whether you own a fishing boat, a runabout, or a pontoon, we have coverage for your boating needs.

Some of us have vehicles that allow us to take part in some pretty adventurous hobbies. From dirt bikes, dune buggies, golf carts, and more, our Off-Road Vehicle coverage makes sure your vehicle is covered. We insure a variety of home types. From mobile to manufactured, to multi-sectional to modular, and more, we can make sure that your home is protected.

Whether you own a single-user or multiple-user watercraft, we want to make sure you’re covered. Our Personal Watercraft insurance provides protection for your watercraft on and off the lake.

It’s the middle of winter and you’re on the powder-filled trails, enjoying the mountainous terrain. Nothing is better than enjoying your sled, except maybe knowing that you have the insurance coverage you need to protect it.

It’s time to get out on the open road. Now more than ever, you may be likely to choose a home on four wheels rather than on a permanent foundation. It’s important to make sure that you and your home have the right protection no matter where you are. Shield yourself from a number of troubles, such as being stranded without the shelter of an intact mobile residence. Save thousands of dollars with our Total Loss Replacement coverage option that lets you claim money for replacement parts at the original worth you paid, not the depreciated value after age and usage.

Your unique business faces a wide range of unpredictability, and Farmers Business Liability insurance can help businesses mitigate potentially devastating lawsuits. Business Liability insurance helps your business stand strong through challenging situations by covering the associated cost of legal defense and legal damages you are obligated to pay, up to the policy limits selected. Connect with a Farmers insurance agent who’s an expert in working with business owners, and select from a wide range of options that fit your individual business insurance needs.

You may think that robbery or embezzlement are the most common crimes that could come your way, but unfortunately there are many more. Farmers Business Crime insurance can help bridge those potential gaps, providing coverage for, employee dishonesty, money and securities – inside/outside, money orders and counterfeit paper currency, and forgery and alteration.

You pride yourself on operating a safe, secure work environment where your employees can perform to the best of their ability while helping your business grow. Even in the most ideal circumstances, the reality is that accidents and illness still happen. A slip and fall at a restaurant resulting in broken bones, an equipment malfunction at a construction site causing eye injury—it could be any number of things. Upon the unexpected, it’s essential that your employees’ medical needs are quickly addressed so they can return to work as fast as possible.

When the rubber meets the road, it’s serious business. Vehicles put your employees in front of existing and prospective customers and get your products to where they need to go. But unlike the oversight and insight you have on your business operations, road conditions, weather and other drivers are out of your control. Any bodily injury – including injury sustained by other drivers, passengers and pedestrians – for which you are responsible, or damage caused to other vehicles or property, could put your business in financial jeopardy.

People may be the most important asset your business has. Farmers Life insurance for Business Owners offers many options to help you recruit, retain, reward and assist employee retirement as well as prepare for business succession should the unexpected occur. These options include: Executive Bonus Plan, Group Life insurance, Key Person insurance, Funded Buy-Sell Agreement, and Debt Liquidation.